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Toto Reacts

Scammers lie. Toto takes notes.

Toto investigates real scams, exposes the warning signs and gives you the exact words that can end the conversation—quickly, clearly and with just enough outrage.

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Toto at his investigative newsroom desk with a red telephone and a rage meter

Latest Toto Investigations

New episodes Monday and Friday at 3:30 p.m. Pacific

23 episodes available

Newest episode

Scammed Twice? Fake Recovery Agents Are Targeting Fraud Victims

After the first scam comes the second: someone offering to get your money back — for a fee. Toto explains the recovery scam and how to shut it down.

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Toto Gets Arrested?! The “Pay Your Fine or Go to Jail” Phone Scam — Toto Reacts episode 28
government impersonation

Toto Gets Arrested?! The “Pay Your Fine or Go to Jail” Phone Scam

A caller claiming to be law enforcement demands payment right now or Toto goes to jail. Real agencies never do this — here's why, and what to say.

Publishers Clearing House Scam Targeting Seniors: Man Sentenced to Prison — Toto Reacts episode 27
lottery prize

Publishers Clearing House Scam Targeting Seniors: Man Sentenced to Prison

A fake sweepstakes crew took thousands from seniors before a prison sentence ended it. Toto shows the exact script they used — and the line that stops it.

$380M Drive Planning Ponzi Scheme: Todd Burkhalter Sentenced to 20 Years — Toto Reacts episode 26
investment

$380M Drive Planning Ponzi Scheme: Todd Burkhalter Sentenced to 20 Years

A $380 million investment scheme collapses and its founder gets 20 years. Toto walks through how the promises sounded — and the warning signs investors saw too late.

Toto Exposes the Million Dollar Scam | Part 4: What to Do Next — Toto Reacts episode 25
lottery prize

Toto Exposes the Million Dollar Scam | Part 4: What to Do Next

Stop the payments, save the messages, make the calls. Toto closes the inheritance scam series with a clear plan.

The Million-Dollar Scam: Fake Proof, Real Pressure | Part 3 — Toto Reacts episode 24
lottery prize

The Million-Dollar Scam: Fake Proof, Real Pressure | Part 3

Official letterhead, court documents, bank statements — all fake. Toto shows how to test 'proof' before you believe it.

Million-Dollar Inheritance Scam: The Fees Keep Coming | Part 2 — Toto Reacts episode 23
lottery prize

Million-Dollar Inheritance Scam: The Fees Keep Coming | Part 2

Transfer fees, legal fees, tax fees. Toto explains why the money you're 'owed' always costs a little more to collect.

The Million Dollar Scam, Part 1 — Toto Reacts episode 22
lottery prize

The Million Dollar Scam, Part 1

An unexpected fortune with your name on it. Toto meets the inheritance scam and the very polite stranger delivering it.

Healthcare Fraud, Part 5: Stop, Verify and Protect Yourself — Toto Reacts episode 21
medicare healthcare

Healthcare Fraud, Part 5: Stop, Verify and Protect Yourself

The three-step habit that ends most healthcare scams before they start. Toto's wrap-up for the whole series.

Healthcare Fraud, Part 4: Protect Yourself and Report the Fraud — Toto Reacts episode 20
medicare healthcare

Healthcare Fraud, Part 4: Protect Yourself and Report the Fraud

Who to call, what to write down, and how reporting actually helps. Toto makes the paperwork feel doable.

Want the full fraud-prevention toolkit?

Toto's Fraud Prevention Center has the scripts, the checklists, and the exact words to use when a call feels wrong.

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