
Toto Gets Arrested?! The “Pay Your Fine or Go to Jail” Phone Scam
A caller claiming to be law enforcement demands payment right now or Toto goes to jail. Real agencies never do this — here's why, and what to say.
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Education and accessibility for seniors and adults with disabilities.
Scammers lie. Toto takes notes.
Toto investigates real scams, exposes the warning signs and gives you the exact words that can end the conversation—quickly, clearly and with just enough outrage.
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After the first scam comes the second: someone offering to get your money back — for a fee. Toto explains the recovery scam and how to shut it down.
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A caller claiming to be law enforcement demands payment right now or Toto goes to jail. Real agencies never do this — here's why, and what to say.

A fake sweepstakes crew took thousands from seniors before a prison sentence ended it. Toto shows the exact script they used — and the line that stops it.

A $380 million investment scheme collapses and its founder gets 20 years. Toto walks through how the promises sounded — and the warning signs investors saw too late.

Stop the payments, save the messages, make the calls. Toto closes the inheritance scam series with a clear plan.

Official letterhead, court documents, bank statements — all fake. Toto shows how to test 'proof' before you believe it.

Transfer fees, legal fees, tax fees. Toto explains why the money you're 'owed' always costs a little more to collect.

An unexpected fortune with your name on it. Toto meets the inheritance scam and the very polite stranger delivering it.

The three-step habit that ends most healthcare scams before they start. Toto's wrap-up for the whole series.

Who to call, what to write down, and how reporting actually helps. Toto makes the paperwork feel doable.
Toto's Fraud Prevention Center has the scripts, the checklists, and the exact words to use when a call feels wrong.