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Now StreamingNew episodes Monday and Friday at 3:30 P.M. Pacific

Toto's Fraud Prevention Center

Featuring Toto Reacts

Scammers lie. Toto takes notes.

One place for everything fraud prevention: Toto's ongoing video investigations, plain-language lessons, printable tools, and a family plan you will actually use.

  • Watch Toto investigate real scams
  • Learn the warning signs
  • Practice what to say
  • Verify suspicious calls and messages
  • Print fraud-prevention resources
  • Build a family safety plan
Toto at his investigative newsroom desk with a red telephone and a rage meter
The video series

Toto Reacts — Latest Investigations

New episodes Monday and Friday at 3:30 p.m. Pacific

25 episodes available

Newest episode

Medicare Brace Scam Exposed: $35 Million in Claims Targeting Seniors | Toto Reacts

Back braces nobody ordered, billed to Medicare by the truckload. Toto breaks down a $35 million brace scheme and how to check your own statements.

Watch Episode on YouTube
Tech Support Scam Warning: Don’t Let a Fake Virus Alert Steal Your Money — Toto Reacts episode 30
tech support

Tech Support Scam Warning: Don’t Let a Fake Virus Alert Steal Your Money

A screen full of warnings, a siren, and a number to call — all fake. Toto shows how the pop-up tech support scam works and what to do instead of calling.

Scammed Twice? Fake Recovery Agents Are Targeting Fraud Victims — Toto Reacts episode 29
bank impersonation

Scammed Twice? Fake Recovery Agents Are Targeting Fraud Victims

After the first scam comes the second: someone offering to get your money back — for a fee. Toto explains the recovery scam and how to shut it down.

Toto Gets Arrested?! The “Pay Your Fine or Go to Jail” Phone Scam — Toto Reacts episode 28
government impersonation

Toto Gets Arrested?! The “Pay Your Fine or Go to Jail” Phone Scam

A caller claiming to be law enforcement demands payment right now or Toto goes to jail. Real agencies never do this — here's why, and what to say.

Publishers Clearing House Scam Targeting Seniors: Man Sentenced to Prison — Toto Reacts episode 27
lottery prize

Publishers Clearing House Scam Targeting Seniors: Man Sentenced to Prison

A fake sweepstakes crew took thousands from seniors before a prison sentence ended it. Toto shows the exact script they used — and the line that stops it.

$380M Drive Planning Ponzi Scheme: Todd Burkhalter Sentenced to 20 Years — Toto Reacts episode 26
investment

$380M Drive Planning Ponzi Scheme: Todd Burkhalter Sentenced to 20 Years

A $380 million investment scheme collapses and its founder gets 20 years. Toto walks through how the promises sounded — and the warning signs investors saw too late.

Toto Exposes the Million Dollar Scam | Part 4: What to Do Next — Toto Reacts episode 25
lottery prize

Toto Exposes the Million Dollar Scam | Part 4: What to Do Next

Stop the payments, save the messages, make the calls. Toto closes the inheritance scam series with a clear plan.

The Million-Dollar Scam: Fake Proof, Real Pressure | Part 3 — Toto Reacts episode 24
lottery prize

The Million-Dollar Scam: Fake Proof, Real Pressure | Part 3

Official letterhead, court documents, bank statements — all fake. Toto shows how to test 'proof' before you believe it.

Million-Dollar Inheritance Scam: The Fees Keep Coming | Part 2 — Toto Reacts episode 23
lottery prize

Million-Dollar Inheritance Scam: The Fees Keep Coming | Part 2

Transfer fees, legal fees, tax fees. Toto explains why the money you're 'owed' always costs a little more to collect.

The Million Dollar Scam, Part 1 — Toto Reacts episode 22
lottery prize

The Million Dollar Scam, Part 1

An unexpected fortune with your name on it. Toto meets the inheritance scam and the very polite stranger delivering it.

More from the Foundation

Toto Reacts is one of several Foundation series. Browse the rest any time.

Scam Topics

The scams we cover.

Family Emergency Scams
Government Impersonators
Bank & Card Fraud
Romance Scams
Prize & Sweepstakes Scams
Tech Support Scams
Phishing Emails & Texts
Identity Theft
Fraud Prevention Learning Path

Four steps. No pressure.

01
Start with the basics
Understand why scams work and the patterns they all share.
02
Learn the top scams
Walk through the scam categories people encounter most often.
03
Practice with Toto
Practice using realistic calls, texts, emails and messages in a safe environment.
04
Build your family plan
Create a phone tree, family code word, verification process and reporting routine.
Toto, fraud prevention host
Your Guide

Toto leads the Fraud Prevention Center.

Warm, plain-spoken, and never condescending — Toto walks visitors through every scam category and helps families build a safety plan they'll actually use.

Lessons in this category

Guided by Toto — the fraud prevention lessons.

Every lesson opens in the Learning Portal so nothing is duplicated. New lessons added monthly.

See all 13 in the Learning Portal
Featured
StageAI Plus · Lesson
8 min
Fraud Prevention

Fraud Alert From Your Bank

Spot fake bank fraud alerts and verify safely before you act.

With Susi
Featured
StageAI Plus · Lesson
9 min
Fraud Prevention

Your Bank Account Has Been Compromised

Recognize fake "account compromised" calls and respond safely.

With Christian and Toto
Featured
StageAI Plus · Lesson
8 min
Fraud Prevention

Norton Antivirus Scam

Spot fake Norton renewal notices and tech support scams.

With Christian Amstadter
Featured
StageAI Plus · Lesson
7 min
Fraud Prevention

Grandma, Don't Tell Mom Scam

The emotional grandparent scam — and how to verify before you act.

With Christian Amstadter
Featured
StageAI Plus · Lesson
8 min
Fraud Prevention

Medicare Scam Awareness

Spot Medicare impersonators and protect your healthcare benefits.

With Christian Amstadter
Featured
StageAI Plus · Lesson
9 min
Fraud Prevention

Avoiding Scams

Christian and Toto on recognizing scam tactics and staying safe.

With Christian Amstadter & Toto
Featured
StageAI Plus · Lesson
5 min
Fraud Prevention

Grandparent Scams

The most common scam aimed at families — recognize it instantly.

With Toto
StageAI Plus · Lesson
6 min
Fraud Prevention

Medicare Scams

What real Medicare calls sound like — and what they never do.

With Toto
StageAI Plus · Lesson
5 min
Fraud Prevention

Banking Scams

Protect your accounts with calm, clear steps.

With Toto
Featured
StageAI Plus · Lesson
5 min
Fraud Prevention

Fake Tech Support

Pop-ups, phone calls, and the words to never say.

With Toto
StageAI Plus · Lesson
7 min
Fraud Prevention

Romance Scams

Compassionate, judgment-free guidance.

With Toto
Coming soon
StageAI Plus · Lesson
Fraud Prevention

Phishing Emails

Spot the small clues that give scams away.

With Toto
Coming soon
StageAI Plus · Lesson
Fraud Prevention

Identity Theft

What to do, in the right order, if it ever happens.

With Toto
Resources

Take-home tools.

Family Phone-Tree Card
A printable card with the people to call before sending money or giving out information.
Caregiver Quick-Check Sheet
One-page checklist to leave near the phone or computer.
Plain-Language Glossary
What 'phishing,' 'spoofing,' and 'two-factor' actually mean.
Open the Resource Library
Scam Awareness Articles

Read deeper.

  • Why scammers target kindness, not weakness
    4 min read
  • What to do in the first hour after a scam
    3 min read
  • How to talk to a parent about fraud without shame
    5 min read
  • The five phrases that should always make you hang up
    3 min read
Lesson Roadmap

Fraud Prevention

Recognize. Refuse. Report.

11 / 15
lessons live
Guided by Toto
  • Fraud Alert From Your Bank
    Featured
  • Norton Antivirus Scam
    Featured
  • Grandma, Don't Tell Mom Scam
    Featured
  • Medicare Scam Awareness
    Featured
  • Avoiding Scams
    Featured
  • Your Bank Account Has Been Compromised
    Featured
  • Grandparent Scams
    Featured
  • Medicare Scams
    Available
  • Banking Scams
    Available
  • Fake Tech Support
    Featured
  • Romance Scams
    Available
  • Delivery Scams
    Coming Soon
  • Identity Theft
    Coming Soon
  • Phishing Emails
    Coming Soon
  • Fraud Prevention Checklist
    Coming Soon

Coming Soon lessons are part of the Foundation's published production roadmap. New lessons are released regularly — no subscription required.

Tell us what you need

Spot a new scam? Tell Toto.

Fraud changes weekly. If you've seen, heard, or received something suspicious — tell us. We'll teach others how to spot it.

  • • Every request is read by a real person.
  • • Popular topics get prioritized on the content calendar.
  • • You'll see new lessons appear in the Learning Portal.

Opens your email app pre-filled — or write us directly at workshops@stageaiplus.org.

Bring fraud prevention to your community.

Need help right now?

If you think you've been targeted by a scam, or you've already lost money, you don't have to handle it alone.

  • AARP Fraud Watch Network Helpline: 877-908-3360. Free for anyone, member or not. Trained volunteers will talk you through what to do next.
  • Report fraud to the FTC: ReportFraud.ftc.gov
  • Report internet and online fraud to the FBI: ic3.gov
  • If money just left your account, call your bank immediately, using the number on the back of your card.

StageAI Plus Foundation is not affiliated with or endorsed by AARP, the FTC, or the FBI. We list these resources because they help.

Ask Susi