Fraud prevention, taught with patience.
Toto is the Foundation's fraud prevention educator and technology companion — an intelligent, witty British gentleman who is warm, trustworthy, and never condescending. A proud member of The Infinite Guardians, he works alongside Christian and Susi to give seniors and adults with disabilities the confidence to stay safe online.

Recognize. Refuse. Report.
A simple, three-step framework that turns confusion into confidence — and gives families a shared language for staying safe.
Learn the patterns scammers use — urgency, secrecy, and emotional pressure — before they have a chance to work.
Practice simple, repeatable responses that make it easy to say no, hang up, or close the window with confidence.
Know exactly who to call, what to write down, and how to protect the next person from the same scam.
The scams targeting the people we love.
Each topic is taught with real examples, plain language, and the exact words to use when something feels wrong.
Calls or messages claiming a loved one is in trouble and needs money immediately.
Threats of arrest, lost benefits, or legal action unless you pay or share information.
Fake fraud alerts that ask you to 'verify' your card, account number, or PIN.
Online relationships that slowly turn into requests for money, gift cards, or wire transfers.
'You won!' messages that require a fee, taxes, or banking info to claim a prize that doesn't exist.
Scary pop-ups or callers claiming your computer is infected and demanding remote access.
Messages that look like they're from a trusted company but lead to fake login pages.
Protecting passwords, recognizing breach notifications, and locking accounts down quickly.
If something happened, you are not alone — and it was not your fault.
Scammers are professionals. They design schemes specifically to bypass careful, intelligent people. Toto is here to help anyone who has been targeted understand what happened, what to do next, and how to feel confident again.
Bring Toto to your community or family.
In-person and virtual sessions for senior communities, families, recreation departments, and HOA boards. Toto, Christian, and Susi show up together to make safety feel approachable.
